Independent Medicare agency · Lawrence, KS

Medicare Help in Lawrence, Kansas

Maybe you're turning 65 this year. Maybe you're already on Medicare and wondering whether your current plan still makes sense. Either way, you shouldn't have to figure it out alone. Adam is a licensed, independent Kansas agent based in Lawrence. His help costs you nothing, because the insurance carrier pays him.

Call (785) 247-1314 Find your Medicare timeline

A real local agent answers
Not tied to one carrier
No cost for the help

Adam calls back within one business day. After hours, the next business morning.

Lawrence native

Free State High School, then KU

Licensed by the State of Kansas

Independent insurance agent

AHIP certified

Renewed every year

Major carriers in the area

Blue Cross, UnitedHealthcare, Humana and more

Lawrence Senior Insurance is a private, independent agency. Not connected with or endorsed by the U.S. government or the federal Medicare program.

Medicare tools

Find your Medicare timeline

The calculator returns your seven-month Initial Enrollment Period, the stretch when most people take Part B without a late-enrollment penalty, and nothing is asked of you before the answer. It is one window of several: every Medicare enrollment window has its own page.

Enrollment window finder

Birth month and year in, your seven months out. Right here, with no contact details asked.

Part B penalty calculator

Already past 65 and wondering what a late start would cost? The Part B late enrollment penalty calculator does that arithmetic.

A plan review by phone

Doctors, prescriptions and budget checked against the plans Adam can offer. Call (785) 247-1314.

Free tool

When Can I Enroll In Medicare?

Enter your birth month and year. See your Initial Enrollment Period window and avoid lifetime late-enrollment penalties.

Birth Month

Birth Year

Start here

Which one sounds like you?

Pick the line that fits. Each one opens the page written for that situation.

Your agent

Meet Adam, your agent in Lawrence

Adam grew up here, graduated from Free State High School, and studied finance at the University of Kansas. He came home to do this work in person, for neighbors.

He runs the practice himself. The person who answers your first call is the same person who reviews your plan, and the same person you reach next fall when your annual notice shows up in the mailbox.

By phoneMost first conversations happen this way.

By videoHandy when a son or daughter wants to sit in from out of town.

At the Lawrence officeBy appointment.

At your homeFor anyone who finds getting out difficult.

Read Adam's full background and credentials

Coverage

Medicare, explained simply

Four things worth knowing before any plan gets named.

Parts A and B

Original Medicare

What they do not cap is what you spend in a year, which is why most people add something on top: how the parts fit together for someone in Lawrence.

Medigap

Medicare Supplement

Plan G and Plan N are the two most people weigh: Medigap plans in Lawrence, KS.

Part C

Medicare Advantage

An Advantage plan replaces Original Medicare with a private plan that runs through a network, usually with drug coverage and extras folded in. See Medicare Advantage in Lawrence, KS.

Part D

The prescription side

For 2026 no Part D plan may leave you paying more than $2,100 out of pocket for the drugs it covers: Part D plans in Lawrence, KS.

The process

How working with Adam works

You are told what each choice does and what it costs. There is more about how Adam works.

Call Adam (785) 247-1314

Tell Adam your situation

What you hold now, if anything. Who your doctors are. What you take. Whether you are still working. Nothing has to be looked up first.
Look at what fits

Doctors first, then prescriptions, then budget, then how you actually live: travel, a winter away, a spouse on a different plan. Plans only get named once all four are written down.
Decide if anything makes sense

This is a teaching conversation rather than a sales appointment. If what you already hold turns out to be the right thing for you, that is the answer, and it cost you nothing to hear it.

Service area

Medicare in Lawrence: the local picture

Four places most Medicare decisions here run through, and what each one means.

LMH Health

The community hospital at 325 Maine St. Original Medicare is broadly accepted there, while Medicare Advantage participation varies by plan.

Source: lmh.org, Locations

The University of Kansas Health System

Cardiology, oncology and transplant care are why people here cross the county line. If you expect to use KU for that care, check whether an Advantage plan includes it.

Source: kansashealthsystem.com

Douglas County Senior Resource Center

At 745 Vermont St, and the local home for SHICK counseling appointments. SHICK counselors sell nothing, which makes them a useful second opinion.

Source: dgcoks.gov, Senior Resource Center

Social Security Administration, Lawrence office

At 1440 Wakarusa Dr. Part A and Part B are applied for through Social Security rather than an agent, so the enrollment itself happens here.

Source: ssa.gov office locator

Adam takes Medicare questions from across Douglas County and surrounding communities, including Eudora, Baldwin City, Lecompton, Tonganoxie and Perry.

Lawrence
Eudora
Baldwin City
Lecompton
Tonganoxie
Perry

Phone numbers, hours, and the rest of the directory sit on the Lawrence senior resources page.

Questions people ask before they call

Still have a question? Call Adam at (785) 247-1314.

I turn 65 next year. When do I actually have to do anything?

Seven months in all, and they are called your Initial Enrollment Period. Three fall ahead of the month you turn 65, then comes the birthday month, then three more behind it. If Social Security already pays you, Part A and Part B begin on their own; if not, you apply through Social Security.

I already have a Medicare plan. Is there a reason to look at it again?

Once a year is usually enough. Carriers rewrite drug lists and provider networks for January, and your own doctors and prescriptions move too. If none of it touches you, staying exactly where you are is a real answer.

What does this cost me?

Nothing at all. The carrier pays the agent when a person enrolls, so the help is free whether you enroll through Adam, keep the plan you already have, or go and do the whole thing yourself.

Are you part of Medicare or the government?

No. Lawrence Senior Insurance is a private, independent agency, and it is neither part of nor endorsed by any government agency. Adam cannot put anybody on Part A or Part B; Social Security does that. To see every plan sold in your area, go to Medicare.gov or call 1-800-MEDICARE.

Questions about your Medicare?

Call Adam, or send the form and he calls you.

Call (785) 247-1314 Or request a callback